Careers

Specialist mortgage advice.
AI-enabled. Properly supported.
Paid what you're worth.

Self-employed roles for experienced mortgage advisers who want the autonomy of running their own practice with the backing of a specialist, directly authorised, technology-forward brokerage.

Our standard

We believe in excellence.

That's the standard everything else is built on. The advice we give. The way we treat clients. The technology we use. The people we hire. The way we look after each other.

If excellence isn't what you're chasing, we're not the right firm for you. If it is, keep reading.

Why The Mortgage Consultancy

Directly authorised, specialist by design,
cases worth getting out of bed for.

Independent firm

No network in the way

We are a specialist property finance brokerage, directly authorised by the Financial Conduct Authority since October 2025. No network, no slow-lane compliance, no commission disappearing into a parent firm's cut.

Specialist caseload

The work other brokers turn away

We specialise in bridging, development finance, commercial mortgages, complex buy-to-let, residential mortgages and protection. The cases that come through our doors are often the ones high-street brokers cannot place.

25+ years of relationships

An introducer network that delivers

A quarter-century of solicitor, accountant, IFA and developer relationships referring cases in. The pipeline is real. The work is interesting. Your job is to do it properly.

A pro-AI firm

Not just a firm that uses AI.

This is one of the things that makes us different. We don't see AI as a bolt-on. It's woven into how we run the business. From research and case prep, to communication, to compliance review, to marketing, we use AI deliberately to free our advisers from the work that doesn't need a human, so they can spend more time on the work that does.

Research & case prep

Lender criteria research, comparative analysis and packaging support, before you pick up the phone.

Communication

Drafting, summarising and routing client conversations so the message gets there clearly and quickly.

Compliance review

First-pass compliance checks on advice files and client communications, with human sign-off where it counts.

Marketing

Content production, lead nurture and introducer comms that keep the pipeline live without eating your week.

If you're an adviser who wants to lean into modern tools rather than fight them, you'll find a firm here that's already done the hard work of figuring out where they help and where they don't.

Who this is for

Experienced advisers who want
a proper home for their practice.

CeMAP qualified or equivalent, with the experience to run cases properly. Looking to:

Run their own practice

Without the overheads or isolation of going fully independent.

Earn properly

A commission share that reflects the real value of the work, not what's left after the network has taken its cut.

Work on specialist cases

Bridging, development, commercial, complex buy-to-let. Not just vanilla residential.

Stand alongside a team that cares

Advisers who take pride in doing the job properly. The kind of culture that's not as common as it should be.

Have proper infrastructure behind them

Compliance, technology, AI tooling, admin support. The unglamorous backbone that lets you focus on the cases.

What we offer

Built for advisers who want
to do the job, not chase the firm.

Transparent commission structure

A self-employed package with a properly weighted commission share. Clear, unambiguous, structured around the work you actually do.

Specialist lender access

Across bridging, development, commercial and complex BTL. Including specialist banks and private funds the high street cannot reach.

Admin support

Available so case progression, document chasing and post-application work doesn't fall back on you.

Modern CRM & AI tooling

Across the case lifecycle. Built to remove the friction, not add another layer.

Branding, marketing & lead generation

Infrastructure you can plug into. A 25-year-old brand and a real introducer network.

Regulatory cover & CPD

Supervision, ongoing CPD and compliance support as a directly authorised firm. The regulatory side handled properly.

A culture that values clarity, client advocacy and getting it right.

The right route for you

Self-employed or employed?

This page is primarily about our self-employed offering, and self-employed advisers are welcome to apply directly through the form below.

Employed adviser roles may also be available depending on experience and fit. If you're not sure which path is right for you, apply anyway and we'll have an honest conversation about what would suit you and the firm best.

Our ethos

Fund. Build. Protect.

We exist to help our clients Fund. Build. Protect. their futures. That ethos shapes how we hire, how we advise and how we look after each other.

We are a team of advisers, admin specialists and leadership who care about the work. If you have spent any time in this industry, you will know that's not a given.

Apply to join

Tell us about you.
We'll be in touch.

A few details to start the conversation. The right person will be obvious from the first call. Everything you share is treated in confidence.

By submitting this form you consent to us contacting you about your application. We never share your details with third parties. Initial conversations are confidential.

Prefer to email directly? hannah@themortgageconsultancy.co.uk

The Mortgage Consultancy is a trading name of The Fincon Service Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 1034681. Specific contractual terms, remuneration structures and the regulated supervision arrangements applicable to a self-employed or employed role are discussed and confirmed in person ahead of any engagement. Applications are assessed on experience and fit. We are an equal-opportunities employer.

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