Resources & Guides

Knowledge is the first thing you need.
A plan is the second.

We believe quality property finance education should be accessible and fairly priced. These guides are a starting point. If you want to go further, we are here for that conversation.

Browse by category

Mapped to Fund. Build. Protect.

Fund

Finance and access

From bridging and development loans to mortgages for complex income. Guides for anyone navigating a property purchase that the high street cannot accommodate.

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Build

Building wealth through property

From a first investment property to a growing portfolio. Guides on buy-to-let, portfolio strategy, and how to structure your finances for the long term.

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Protect

Protecting what you build

Life insurance, income protection, business cover. The protection side of the financial plan that most people defer until they need it.

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Fund · Now available

Specialist finance guides

Guide

Self-Employed Mortgage Guide

How lenders actually look at self-employed income, and why the broker matters as much as the lender.

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Guide

Company Director Mortgage

Salary plus dividends, retained profits, net profit assessment. The full picture for limited company directors.

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Guide

Contractor Mortgage

Day rate income annualised properly. Why specialist lenders look at the contract, not the SA302.

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Guide

CIS Mortgage

How specialist lenders assess Construction Industry Scheme income on a gross basis, and why it matters.

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Guide

Limited Company Buy-to-Let

SPV mortgages, Section 24, when the limited company route makes sense and when it doesn't.

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Guide

Buy-to-Let for First-Time Investors

Deposits, ICR, tax considerations and the running costs landlords underestimate.

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Guide

HMO Mortgage

Houses in multiple occupation: room-by-room income, investment valuations, licensing rules.

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Guide

What Is Bridging Finance?

A plain English explanation of how bridging works, when to use it, and what to watch out for.

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Guide

Development Finance Explained

How phased drawdowns work, what GDV means, and what lenders look for in your project.

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Guide

Remortgage Guide

When to switch, product transfer vs remortgage, and what to do when circumstances have changed.

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Specialist niche

Expat & Foreign National Mortgage

UK mortgages for British nationals abroad and foreign nationals in the UK. Visa types, currency considerations.

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Guide

Commercial Bridging Finance

Fast funding for auction wins, mixed-use assets and commercial deals where speed and complexity meet.

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Guide

Short Lease Finance

Specialist mortgage and bridging strategies for flats with leases under 80 years. OMV lending, lease extensions and reform timing.

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Guide

Cross Bridging Finance

Use the equity in properties you already own as the deposit for the next acquisition. Cross-collateralised structures for active investors.

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Guide

Can't Repay Your Bridging Loan?

Extensions, re-bridging finance and the moves that protect equity when an exit slips. The most important step is acting fast.

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Guide

OMV, BMV and GDV Lending

How specialist lenders use open market value, below market value and gross development value to unlock leverage that mainstream banks miss.

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Guide

Commercial to Residential Conversion

Class MA, permitted development and the bridging-to-development funding stack for conversion projects.

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Guide

Buy Your Own Business Premises

The OpCo PropCo guide. Stop paying rent and start building equity through tax-efficient owner-occupied commercial finance.

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Guide

Title Splitting Finance

How to finance a legal title split, recycle capital and unlock the aggregate value of a multi-unit freehold block.

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Guide

Auction Bridging Finance

Fast funding for the 28-day auction window. Bid with the certainty of a cash buyer using specialist short-term lending.

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Guide

Second Charge Mortgages

Release equity for your next project without disturbing a low-rate first mortgage. The strategic alternative to remortgaging.

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Guide

How to Buy a Property Portfolio

Bridging, portfolio mortgages and share purchase agreements. Move on the portfolio of your career when the right deal lands.

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Guide

Care Home Finance

Specialist commercial mortgages for healthcare operators acquiring, refinancing or expanding CQC-registered care homes.

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Guide

Social Housing & Supported Living

Long-term FRI leases, housing associations and the funding structures that make supported living finance work in practice.

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Hub

Specialist Property Finance

The complete library of specialist finance guides. The map of which structure fits which project.

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Build · Now available

Portfolio strategy guides

Build strategy

Renters Rights Act 2025

How the new rules change portfolio strategy, stress tests and how lenders look at rental income from 1 May 2026.

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Build strategy

Share Purchase Agreements

Buying property through an SPV. How SPAs work, latent tax considerations and how lenders finance share acquisitions.

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Build strategy

Semi-Commercial & Mixed-Use Finance

Specialist mortgages for shop-and-flat assets and other mixed-use property where residential and commercial meet.

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Protect · Now available

Personal protection guides

Guide

Life Insurance and Your Mortgage

Decreasing term, level term, family income benefit. What protects your mortgage and your family.

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Guide

Income Protection Insurance

Deferred period, benefit period, own occupation. The product self-employed people need most.

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Guide

Critical Illness Cover Explained

Lump sum on diagnosis. Why the policy definition matters more than the number of conditions.

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Guide

Protection for Landlords

Most landlords insure their properties but not themselves. Closing the protection gap for property investors.

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Business protection

Key Person Insurance for Developers

When a single person can stall a build, a single payout can save it. The cover that protects profit, drawdown and lender confidence.

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Business protection

Business Protection for Property Partnerships

Cross-option agreements and shareholder protection that prevent forced sales when the unthinkable happens to a partner.

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Reference

Plain English reference

Reference

Property Finance Glossary

Plain English definitions for every specialist term you will encounter, from BMV and GDV to SPVs and Section 24.

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Our take on education

Specialist finance, taught by people who arrange it daily.

We work across bridging, development finance, commercial lending and complex buy-to-let every day, and we share that knowledge openly. Property investors and developers use our content to make sharper funding decisions. Professional introducers use it to spot the cases worth referring. Fellow advisers use it to build confidence in a part of the market that rewards specialism. The thread running through all of it is the same: knowledge drawn from live work, shared in a way you can use.

If you are interested in structured property finance education, in person or online, we would love to hear from you.

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The guide is the start.
A conversation is the next step.

Reading is one thing. Applying it to your specific situation is another. When you're ready to talk through what's possible, we're ready to listen.

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