The Mortgage Consultancy was built on a belief that good financial advice changes lives. Not just the transaction. The life behind it.
Peter Vandervennin founded The Mortgage Consultancy over 25 years ago on the values he still holds today: long-term relationships, genuine expertise, and doing right by clients, especially the complex ones, the ones other brokers turn away.
The firm built its reputation case by case. Through the 2008 financial crisis. Through the complexity that came after. And it became known as the place people were referred to when they needed someone who could actually find a way through.
Hannah Vandervennin joined in 2018. Her route into finance wasn't a straight line.
She came from a background working with people experiencing homelessness, helping them find housing, stability and a path forward. That work taught her something that shapes every client interaction she has today: housing is not just an asset. It is security. It is dignity. It is the foundation of what comes next.
Hannah leads the firm today, combining Peter's legacy and experience with a modern, strategic approach. She is also a trustee of a local homelessness charity, a role that keeps her grounded in what property, and the lack of it, really means to people.
Peter begins in financial services with Prudential, learning the trade the way district agents did: face to face, client by client.
Peter founds the firm as an independent practice, on the principle that good advice is built over time.
Hannah joins, bringing a background in financial inclusion and a view of property finance shaped by what housing means in people's lives.
The firm becomes The Mortgage Consultancy, formally reflecting the specialism it had already grown into.
The firm achieves FCA Direct Authorisation, widening the scope of how we serve clients and setting the foundation for what comes next.
Fund. Build. Protect. is the thread that runs through every conversation we have and every case we take on. Funding the opportunity, building the wealth, and protecting the people and assets at the centre of it. One joined-up approach to work that often gets handled in pieces.
Bridging, development finance, complex buy-to-let and commercial lending are not sidelines for us. They are the work. We know the lenders, we know how the structures fit together, and we know how decisions actually get made behind the scenes. That depth is the difference between a case that completes and a case that stalls.
Clients placed in the early 2000s are still with us. That is not an accident, it is the point. We are here for the next phase of your portfolio, your business and your life, not just the next transaction. The advice you get from us is shaped by what comes after it, every time.
Specialist property finance is its own discipline, and a lot of it stays hidden behind closed doors. We take a different view. Our guides, workshops and events are designed to give you a real working understanding of how this part of the market actually works, because the industry is better when more people understand it.
The work is technical. The advice doesn't have to be. We tell you what's possible, what isn't, and why, in language you can actually use. No hedging, no jargon for its own sake, no holding back the answer to keep the conversation going.
A family-led firm, twenty-five years in. The directors set the tone. The advisers, case managers and business development team carry it through every case, every conversation, every client.
Read the full story of how Peter and Hannah built this firm →
Craig has been with The Mortgage Consultancy since 2017, bringing over 18 years of experience in the mortgage industry. He's held senior roles including Sales Director of a London brokerage and senior positions at two property consultancy firms. A landlord with his own property portfolio, Craig brings the perspective of an investor as well as an adviser, he knows this space from both sides of the table.
Roja brings 18 years of financial services experience to the team. She spent nine years at Santander, moving from retail banking into mortgage and protection advice, before joining The Mortgage Consultancy eight years ago. Her combination of banking knowledge and advisory expertise makes her a trusted pair of hands for clients navigating complex financial decisions.
Harry joined TMC in 2019 following a degree in German and a career start that took him to Düsseldorf, where he worked for Japan's largest bank, and to Italy in the pharmaceutical sector. That international perspective and genuine curiosity about how things work translates directly into how he approaches his clients' cases, always looking for the route others might miss.
Charlotte joined The Mortgage Consultancy as Operations Manager, developing a deep understanding of how the firm works and what clients need at every stage of the process. She has since qualified as a Mortgage & Protection Adviser, bringing that operational insight with her. Charlotte knows what good looks like from the inside out.
"If the worst happens, the outcome should be controlled, not left to chance."
Tyra came into protection advice the way few people do: through living it. In 2023, her family home caught fire, her mother needed critical heart surgery with limited sick pay, her father faced his own health complications, and the family experienced losses without financial protection in place. The financial impact of those months reshaped how she saw the work she wanted to do.
Before protection, Tyra trained as a lawyer, completing the Legal Practice Course and a training contract at a Magic Circle firm, with time in real estate finance and international offices in Paris and Madrid. That legal grounding gives her a rigorous eye for the detail that matters most when a claim is made.
Today she advises working professionals, business owners and landlords on protecting income, family, property portfolios, and business continuity. She was named Rising Star in the Intermediary category at the 2025 COVER Awards, recognition voted by the protection industry itself.
"Numbers don't lie. They just need someone willing to read them properly."
Tatenda joined The Mortgage Consultancy in 2023 after a career in higher education and sport development, with roles at the University of York and the London School of Economics. The relationship and partnership work he led in those settings translates directly into how he approaches clients today: get to know the person, understand what they're actually trying to build, and bring the numbers to bear on the answer.
He advises clients on both mortgages and protection, with a sharp eye for what makes a deal stack up properly. He is committed to financial literacy and to helping clients look at deals differently.
The case management team makes sure every case is handled with the speed, care and precision our clients and their referrers depend on.
Katrina has been with The Mortgage Consultancy since 2009, one of the longest-serving members of the team. She came to finance from a career as a Registered Nurse, where she spent 16 years as a Staff Nurse and Ward Sister before moving into senior leadership support roles in the NHS. That background in care, precision and working under pressure is evident in everything she does.
Joanne began her career in financial services at Royal Bank of Scotland, working across Clearing, Branch and Corporate Payments. After a break to raise her family, she joined The Mortgage Consultancy in 2015 as a Case Manager, tracking the progress of every mortgage application that passes through the firm.
Kim joined TMC in 2018 following a 29-year career at Woolwich Building Society and Barclays Bank, spanning Commercial Lending, Delayed Completions, Insurance and Specialised Accounts. That depth of lender-side experience makes her a particularly steady hand on the cases that need it most.
Saira joined The Mortgage Consultancy in July 2025, bringing with them a wealth of experience across client services, pensions, administration and team leadership. Over the past 10 years, they have worked within fast-paced financial services environments, supporting both clients and internal teams across a wide range of administrative and coordination roles. Prior to joining the company, Saira held positions including Pensions Coordinator and Team Leader, gaining extensive experience in client support, operations and relationship management throughout their career.
Being directly authorised by the Financial Conduct Authority means we are accountable to clients and to the regulator directly, not via a network. It changes the way we have to think about every case, and we'd have it no other way.
Not an appointed representative. We hold our FCA permissions in our own right and answer for them in our own right.
Only regulated mortgage and insurance complaints fall within the jurisdiction of the Financial Ombudsman Service.
We hold PI insurance as required by the FCA, providing additional financial protection if advice-related issues arise.
All our advisers are bound by the FCA's Conduct Rules, requiring us to act with integrity and put your interests first.
Individual clients, professional introducers, employers, and specialist finance advisers. We shape how we work around who you are and what you need.