Answer a few quick questions about your situation and we'll show you exactly where your cover gaps are, and what they could mean for you, your income, and the people who depend on you.
The protection review is a free, two-minute online check that compares your commitments, such as a mortgage, rent, dependants or business borrowing, with the cover you already hold. It shows where a gap could leave you, your family or your business short. There is no obligation, and an adviser can talk you through the results.
Most people either have no protection at all or hold a policy that no longer matches their life. This short review helps you see where you stand before you speak to anyone. Read more about life insurance, income protection and critical illness cover.
It is built for four situations: employed people, the self-employed, business owners and landlords. Each route asks different questions, because the risks differ. A self-employed person has no sick pay to fall back on, while a business owner may need key person or shareholder protection.
You see a summary of the gaps that apply to you. An adviser can then compare the whole market for life insurance, critical illness cover and income protection, and recommend cover that fits your budget and circumstances.